The recent housing crisis prompted questions whether home ownership is still a viable option toward wealth in this country. Confidence in home ownership was shaken and the number of renters increased 25%. Finances recently found median net worth including home ownership in 2013 was 195400 compared to 5400 for renters. Net worth of home ownership has significantly outpaced that of all renters who have accumulated very little wealth. The concept of savings and making monthly principal payments which reduce principal are effective and reliable in accumulating wealth. Also equity positions based on appreciation contribute to wealth as well. There is no doubt home ownership requires risk but there is still strong support between owning a home and accumulating wealth.